The past century has witnessed significant shifts in mortgage rates, influencing both housing markets. From the relatively low rates of the early 20th to the peaks experienced during inflationary periods, understanding these historical trends provides valuable context for today's borrowers and investors. A century ago, mortgage interest rates were

First-time homebuyers often feel overwhelmed by the challenges of the mortgage process. But don't fret! There are numerous initiatives designed specifically for first-timers, making your dream of homeownership a achievable goal. One crucial step is understanding the various categories of loans available. A popular choice is the FHA loan, which req